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HOA Guides

Practical guides for homebuyers and residents - fees, red flags, governance, and what to know before you buy into an HOA community.

Bar chart on a navy and gold HOAReview title card showing North Carolina HOA dues rising from $158 in 2022 to $350 today to a proposed $1,250 a month, plus a $10,000 special assessment
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HOA feesspecial assessments

From $350 to $1,250 a Month: The North Carolina HOA Story Every Buyer Should Read Before Closing

A subdivision near Charlotte raised HOA dues from $350 to $1,250 a month and added a $10,000 special assessment. The viral outrage misses the part that should actually worry buyers, and the part you can check before you sign.

·8 min read·HOAReview
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Deed restrictions versus HOAs and who enforces neighborhood rules, on a navy and gold HOAReview title card
HoustonDeed Restrictions

Deed Restrictions vs. HOAs: Who Really Enforces Neighborhood Rules?

A Houston neighborhood is watching duplexes rise despite deed restrictions that ban them. It is a sharp lesson in a question every buyer should ask: who actually enforces the rules where you live, and what happens when no one can?

· 7 min read
Debunking the Florida HB 657 HOA dissolution rumor, on a navy and gold HOAReview title card
FloridaLegal

No, Florida Did Not Pass a Law to Dissolve Your HOA: The Truth About HB 657

A rumor keeps circulating that as of July 1, 2026, Florida owners can vote to dissolve their HOA with a 20 percent petition. It is not true. Here is what HB 657 actually was, what happened to it, and what Florida law really allows.

· 5 min read
What a state investigation into an HOA means and why reserves matter, on a navy and gold HOAReview title card
FloridaSpecial Assessments

What a State Investigation Into an HOA Actually Means, and Why Reserves Matter

Florida regulators opened a formal investigation into a Clermont community's HOA after residents raised questions about missing money and a shifting special assessment. Here is what that process does, what it does not do, and the financial warning signs every buyer should learn to read.

· 5 min read
Georgia's SB 406 attorney-fee provision in force July 1, 2026, on a navy and gold HOAReview title card
GeorgiaLegal

Georgia's HOA Reform Has Started: What Took Effect July 1, 2026

Most of Georgia's landmark HOA law, SB 406, does not begin until 2027. But its first provision is already live as of July 1, 2026, and it changes how associations can charge owners for attorney fees. Here is what is in force now and what is still coming.

· 5 min read
Trust Navy graphic reading Can You Dissolve Your HOA in Florida, with the answer Not yet, noting that HB 657 passed the House then died in the Senate.
FloridaHOA Law

Can You Dissolve Your HOA in Florida? What Actually Happened to HB 657

A widely shared rumor says Florida passed a law letting homeowners dissolve their HOA. Here is the truth: HB 657 passed the House, then died in the Senate. What the bill would have done, what the law allows today, and what to watch in 2027.

· 6 min read
Georgia SB 406, the Property Owners' Bill of Rights Act, on a navy and gold HOAReview title card
GeorgiaLegal

Georgia's New HOA Law (SB 406): What the Property Owners' Bill of Rights Act Means for Buyers and Homeowners

A plain-English guide to Georgia SB 406, the Property Owners' Bill of Rights Act signed in May 2026: mandatory HOA registration, a $4,000 foreclosure threshold, a 90-day notice window, attorney-fee limits, and a Secretary of State complaint process. Effective dates and buyer guidance included.

· 11 min read
Bar chart of U.S. average monthly HOA fees rising from $170 in 2019 to $243 in 2023
HoustonHOA Fees

How to Find Average HOA Fees in Houston Metro (2026 Buyer's Guide)

What Houston-area HOA fees typically include, how MUD taxes layer on top, what to verify before buying, and how to find current dues for any community.

· 9 min read
Illustration titled 10 HOA Red Flags Every Houston Homebuyer Should Watch For
HoustonBuying Guide

10 HOA Red Flags Every Houston Homebuyer Should Watch For

Spot HOA warning signs before you buy in Houston. Special assessments, board dysfunction, foreclosure powers, and 7 more red flags explained.

· 11 min read